Home Loans

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855-261-8200

Today's Featured Rates

Conventional Mortgages
15 Year Fixed Rate
 Rate  APR  Points
 3.250%  3.484%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 3.750%  3.993%  0.500%
30 Year Fixed Rate
 Rate  APR  Points
 4.000%  4.177%  0.500%
3 Year Adjustable Rate
 Rate  APR  Points
 3.000%  3.945%  0.500%
5 Year Adjustable Rate
 Rate  APR  Points
 3.000%  3.816%  0.500%
5 Year Adjustable Rate Interest Only
 Rate  APR  Points
 3.250%  3.900%  0.500%
3 Year Adjustable Rate Interest Only
 Rate  APR  Points
 3.250%  3.997%  0.500%
FHA Mortgages
FHA 15 Year Fixed Rate
 Rate  APR  Points
 3.250%  4.439%  0.000%
FHA 30 Year Fixed Rate
 Rate  APR  Points
 3.875%  5.008%  0.000%

Submitting an application for a mortgage loan is easier than ever.

Whether you're purchasing a new home or refinancing one that you already own, you'll benefit from our low rates and instant online approvals.

  • Personal Quote

    We'll provide a complete and accurate rate and fee quote for all the loan programs that are available to you.

  • Apply now

    We can get your mortgage approved in minutes, rather than days or weeks!

  • Relax

    We're taking care of everything!

Rate Watch

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Switch your Direct Deposit

Many bank customers are becoming increasingly frustrated with the litany of fees their banks are charging, as well as the difficulties often associated with obtaining a loan. Riverset Credit Union represents an alternative to banks and provides solutions to common complaints about traditional banking institutions. Not for profit, not for charity, but for service. Bring your Direct Deposit to a Riverset Simple Checking account and do better than a bank.

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I have abandoned traditional banks. I only use credit unions, primarily Riverset. The shared banking option is perfect for when I am traveling.

Carol